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Terms of Service
Effective Date: November 24, 2025
Last Updated: November 24, 2025
1. Agreement to Terms
By accessing or using AI Advisor Lab™ ("we," "our," or "us"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.
2. Description of Services
AI Advisor Lab provides AI-powered advisory services including:
- Custom AI Team Generation: Creation of specialized AI advisory teams tailored to specific business needs
- Strategic Analysis: Cross-domain expert analysis and recommendations
- Business Consultation: AI-driven insights for business decision-making
- Document Analysis: Review and analysis of business documents and strategies
3. User Eligibility
To use our services, you must:
- Be at least 18 years old or have legal capacity to enter contracts
- Provide accurate and complete information
- Use the services for lawful business purposes only
- Have authority to bind your organization (if using on behalf of a company)
4. Service Scope and Limitations
4.1 What We Provide
- AI-generated strategic analysis and recommendations
- Custom AI advisory team configurations
- Business intelligence and market insights
- Document review and analysis services
4.2 Service Limitations
- Services are provided "as-is" without guarantees of specific outcomes
- AI-generated content should be reviewed and verified by qualified professionals
- We do not provide real-time financial, legal, or medical advice
- Service availability may vary based on technical requirements
5. AI-Generated Content Disclaimer
⚠️ Important: AI-Generated Content
All content generated by our AI systems is for informational and advisory purposes only. You understand and agree that:
- No Professional Substitute: AI-generated advice must never replace professional human expertise in any domain
- User Verification Required: You are solely responsible for verifying, validating, and implementing all AI recommendations
- AI Limitations: AI models may produce inaccurate, incomplete, biased, outdated, or contextually inappropriate information
- No Guarantees: We explicitly disclaim all warranties regarding accuracy, completeness, reliability, or suitability of AI outputs
- Decision Liability: You assume full responsibility and liability for all decisions made based on AI-generated content
- No Real-Time Data: AI models may not reflect current market conditions, legal changes, or recent developments
- Professional Consultation Required: For any high-stakes, legal, financial, medical, or safety-critical decisions, mandatory consultation with licensed professionals is required
6. Professional Disclaimers
🚫 Legal Advice Disclaimer
ABSOLUTELY NOT LEGAL ADVICE: AI Advisor Lab and its AI systems DO NOT provide legal advice, legal opinions, or legal representation. No attorney-client relationship is established. AI-generated legal insights are PURELY informational and educational. Users MUST consult qualified, licensed attorneys for ANY legal matters, decisions, or document preparation. Failure to obtain proper legal counsel may result in severe legal and financial consequences.
💰 Financial Advice Disclaimer
ABSOLUTELY NOT FINANCIAL ADVICE: AI Advisor Lab is NOT a registered investment advisor, financial planner, or securities dealer. Our services DO NOT constitute investment advice, financial planning, accounting services, or securities recommendations. AI-generated financial insights are PURELY educational. Users MUST consult licensed financial professionals, registered investment advisors, or certified financial planners for ALL investment decisions, financial planning, and securities transactions.
🏥 Medical/Health Disclaimer
ABSOLUTELY NOT MEDICAL ADVICE: AI Advisor Lab services are NEVER intended for medical diagnosis, treatment, or healthcare decisions. Our AI systems are NOT medical devices and have NOT been evaluated by the FDA. AI-generated health-related content is PURELY informational. Users MUST consult licensed medical professionals, physicians, or healthcare providers for ALL health matters, medical decisions, and treatment options. Do NOT use our services for medical emergencies.
🏭 Professional Licensing Disclaimer
NO PROFESSIONAL LICENSES: AI Advisor Lab does NOT hold professional licenses in law, medicine, finance, accounting, engineering, or other regulated professions. Our AI systems are informational tools only. Users requiring professional services MUST engage appropriately licensed practitioners. We do NOT provide professional services subject to professional liability insurance, regulatory oversight, or professional standards.
⚖️ Liability Limitation for Professional Advice
MAXIMUM LIABILITY PROTECTION: Under no circumstances shall AI Advisor Lab be liable for consequences arising from users' reliance on AI-generated content in professional domains. Users acknowledge that professional decisions require human expertise and assume all risks of implementation. Our liability is limited to the fees paid for services, not to exceed $100 in any case.
7. User Responsibilities
You agree to:
- Accurate Information: Provide truthful and accurate information
- Lawful Use: Use services only for legitimate business purposes
- Confidentiality: Protect any confidential information shared with us
- Intellectual Property: Respect our intellectual property rights
- Prohibited Uses: Not use services for illegal, harmful, or unethical purposes
8. Prohibited Uses
You may NOT use our services to:
- Generate content that violates laws or regulations
- Create misleading, deceptive, or fraudulent business advice
- Harm, harass, or discriminate against individuals or groups
- Violate intellectual property rights of third parties
- Attempt to reverse-engineer or replicate our AI models
- Use for safety-critical or life-threatening applications
- Generate content for competitors' benefit without authorization
9. Intellectual Property Rights
9.1 Our Intellectual Property
- AI models, algorithms, and methodologies remain our property
- Website content, design, and branding are protected by copyright
- Trade names and trademarks are owned by AI Advisor Lab™
9.2 Your Content
- You retain ownership of content you provide to us
- You grant us license to use your content to provide services
- We may use anonymized/aggregated data to improve our services
10. Payment Terms
10.1 Pricing
- Service pricing is displayed on our website and subject to change
- Prices are exclusive of applicable taxes unless stated otherwise
- Custom enterprise pricing may be available for large-scale deployments
10.2 Payment
- Payment is due according to the selected service plan
- We accept major credit cards and business payment methods
- Failed payments may result in service suspension
10.3 Refunds
- Refunds are available within 14 days of service delivery
- Custom work and completed analysis are generally non-refundable
- Contact us at billing@aiadvisorlab.ai for refund requests
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- Our liability is limited to the amount paid for services in the past 12 months
- We are not liable for indirect, consequential, or punitive damages
- We do not warrant uninterrupted or error-free service
- You use our services at your own risk and discretion
12. Indemnification
You agree to indemnify and hold us harmless from claims arising from:
- Your use of our services in violation of these terms
- Your violation of applicable laws or regulations
- Your infringement of third-party intellectual property rights
- Content you provide that violates third-party rights
13. Data Processing and Privacy
We process user data in accordance with our Privacy Policy. Key points:
- User inputs may be used to improve our AI models (anonymized)
- Generated content is retained for service delivery and improvement
- We implement appropriate technical and organizational security measures
- EU users have rights under GDPR (see Privacy Policy)
14. Service Availability
- Uptime: We strive for high service availability
- Maintenance: Scheduled maintenance will be announced in advance
- Force Majeure: We are not liable for outages beyond our control
- Support: Technical support is available during business hours
15. Termination
15.1 By You
You may terminate your account at any time by contacting us at info@aiadvisorlab.ai
15.2 By Us
We may terminate or suspend your access immediately if you:
- Violate these terms of service
- Fail to pay fees when due
- Use services in a way that harms our business or other users
- Engage in fraudulent or illegal activities
16. Governing Law and Disputes
- Governing Law: These terms are governed by the laws of the State of Washington, United States, without regard to conflict of law principles
- Dispute Resolution: Disputes will be resolved through binding arbitration administered by the American Arbitration Association
- Class Action Waiver: You waive the right to participate in class action lawsuits
- Jurisdiction: Courts of King County, Washington have exclusive jurisdiction for matters not subject to arbitration
17. Changes to Terms
We reserve the right to modify these terms with 30 days notice. Changes will be communicated through:
- Email notification to registered users
- Prominent notice on our website
- Updated "Last Modified" date on this page
Continued use after changes constitutes acceptance of modified terms.
18. Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.
19. Entire Agreement
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and AI Advisor Lab™.
Document Version: 1.0
Last Review: November 24, 2025